Terms of Service - SMG Payments

Terms of Service

Effective Date: 11/7/2025

1. Acceptance of Terms

Welcome to SMG Payments ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, services, applications, and tools (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you may not use the Services.

SMG Payments reserves the right to modify these Terms at any time. Changes are effective upon posting, and continued use of the Services constitutes acceptance of the revised Terms.

2. Description of Services

SMG Payments provides payment processing and related business solutions that enable merchants to accept electronic and digital payments.

3. User Obligations

You agree to use the Services only for lawful purposes and in compliance with all applicable laws, regulations, and these Terms.

  • You must provide accurate and complete information during onboarding or registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You must not use the Services for fraudulent, illegal, or unauthorized activities.

4. Fees and Payments

Any applicable fees for using the Services will be disclosed during onboarding or prior to use. SMG Payments reserves the right to modify fees with reasonable notice. You authorize the deduction of applicable fees from processed transactions where permitted by law.

5. Intellectual Property

All intellectual property associated with the Services, including software, branding, designs, and content, is owned by SMG Payments or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services for business purposes in accordance with these Terms.

6. Limitation of Liability

To the maximum extent permitted by law, SMG Payments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable governing jurisdiction, without regard to conflict of law principles.

8. Contact Information

If you have questions regarding these Terms, you may contact us at:

Business Name: SMG Payments
Email: [email protected]
Phone: (831) 234-9610